HDFC UPI App: Hi, guys here is the good news, The stuff is that HDFC Bank has launched its new payment method to make UPI payments. The best advantage of this UPI payment system is that The A/C holder can send or transfer money to anyone without knowing his/her A/C details. The UPI has completely changed or the method we way. Many, Banks have launched UPI apps and made a very easy way of banking. But HDFC Bank has adopted lately. The HDFC bank has enabled the option in its existing apps which are currently available in the play store. It has not yet enabled the UPI method or option into its apps like ‘chiller’ and ‘PayZapp’ app. The chiller is an application is an HDFC Bank mobile wallet where it is very useful to make little payments and the customer can be of any bank. Since UPI is not segregated with HDFC bank money wallets, The customer who is the holder of A/C in other banks cannot use this mobile application.
With the HDFC bank, almost every corporate bank has installed the UPI payment method. Now we are eagerly waiting for Bank of Baroda and SBI UPI App. However, the ICICI UPI APP is adopted in the initial stages of the app. The ICICI Bank has given a special option to make UPI payments in its POCKET App. Almost any bank A/C holder can use pockets app.
Features of HDFC UPI app
The HDFC UPI app is very easy and simple to use due to its User-Friendly interface. It will take very little time to download which may depend on your connectivity and signal strength and transfer funds through the HDFC bank UPI app. The best features are listed below please go through all the features.
Transfer funds without knowing Bank A/C Details
It is the best and a vital feature of UPI app. Hence, HDFC Bank also provided you the facility to transfer money without knowing bank details. Instead of A/C number, you can use VPA (Virtual Payment Address).
Virtual Payment Address System
The VPA is a unique and genuine address given to every individual who will register into UPI app. The people, who download and installs can choose his own VPA according to the available names. The example which is would end with name and @HDFCbank.
Collect Money using VPA
You can also collect funds from an individual Using this UPI payments system. By entering VPA of an individual using UPI app. The UPI app of that person may be HE/SHE it will notify you to confirm the amount of payment while paying. The person can pay or transfer the amount quickly.
Pay To Merchant
With the help of HDFC app, you can pay and shop using this app without carrying cards or cash. The merchant can use the facility to transfer the money to his A/C after every transaction. So, this is the cool feature available in the app.
Create VPA as much as you want
You can create the (VPA) virtual payment address as many as you want according to the availability. it is limitless and without any restrictions. You can give various VPA’s to various people. If you feel inconvenient you can also delete the VPA. This will enable your A/C to secure and be safe.
Integrated UPI app
The HDFC Bank has not yet created any special app to make UPI payments. Rather It is included in its current app. You will be able to see an option called Pay through UPI. Going through this option, you can know and use all the features of the app.
How to Pay Money through UPI using VPA
- Firstly, after installing the app tap on the icon of the Mobile Banking app.
- Next, Tap on the UPI which will be seen at the bottom of the Home page or Front Page.
- Select the payment option through virtual payment address.
- Again choose VPA option. There are many options available in it.Please remember that AADHAR option is not at all working in the app.
- Select all the bank details and enter the VPA of the Payee. The next field empty field will be auto-filled or verified with all his details.
- Fill some description about the amount or it is not mandatory to fill the description.
- Finally, Tap on the ‘Pay’ option.
Note: Please read all the terms and conditions before installing the app because many fake apps are available in the market so, please be careful before installing the app.
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